Luke Jones

Good Financial Habits

July 26, 2021

I made this list after reading a stack of books about financial habits back in 2018-2019. It’s helped keep me on track to save money, make prudent financial decisions, and changed the way I think about money and spending. Enjoy.

Top habits

  1. Save 10-20% of your income per month.
  2. Max out your 401k.
  3. Pay off your credit card balance each month.
  4. Never buy or sell individual stocks.
  5. Buy inexpensive well-diversified index mutual funds and exchange trading funds.

Financial Wellness


This isn’t financial advice, so don’t take my word for it!